The Live Oak Agency
The Live Oak Agency

About Us

 The Live Oak Agency is a locally owned and operated full service independent insurance agency.  It's fast moving on servicing your insurance needs and slow moving building a website. Bear with me and I'll have this thing running like the wind in no time!  My name is Phil Setzer, and I am the agent here at The Live Oak Agency. Until 2018, the majority of my career had been spent as a claims adjuster, both handling claims and managing a team of adjusters across the United States. During that time, I became a bit of a policy nerd and if you want to learn about insurance policies - I can illuminate your sense of wonder with the details like no other; and if you need to file a claim, there is no one better to help you with this process. 

On a more personal note, I am a husband to Kristin and Daddy to William and Sara Grace. I am a graduate of the University of Georgia (go dawgs). We call St. Simons Island our home and we'd have it no other way.  

I'll get some more details in here soon, but for now - I need to get back to work!  Come see me, I'd love to help you save some money on your insurance, talk about your insurance policies, or just say hello. I'm at 1700 Frederica Rd Suite 202 on St. Simons. I'm upstairs, on the middle right of the building. See you soon!